I was unsure about buying such an expensive jacket without having seen it in person, but with the help of the team at your site, I decided to give it a try. I am very impressed with the quality and function of the jacket. I usually hate wearing coats or jackets of any kind because they are too bulky and uncomfortable. I find myslef wearing this jacket constantly. I wear it during all kinds of outdoor activities, to the office, in the office and to the mall. It has been unusually cold here lately(single digits in the am and up to almost 20 in the afternoon) and this is all that I have been wearing. Yes, you would want to insulate better than this jacket if staying out for a long period of time, but with the wind cutting ability it keeps me warm enough on a 20 minute dog walk at 6:30am. All I can say, is that this is an awesome jacket and trust the team here.....They know their stuff!