When I first received the coat, I wasn't sure if it would be warm enough, but now that the temperature is down at 20 degrees, I can tell you that it really is. I walked to work today wearing only a sweatshirt and t-shirt underneath it and I was burning up. In 19 degree weather with a windchill of 9! I am facing my first winter in Michigan and I am glad I have this coat to help me through. My only criticism is that I wish there were wrist cuffs and that the hand pockets were bigger and fleece-lined (now they are lined with some other kind of fuzzy stuff, though not too soft). Overall though, I am happy with how warm the coat is, I like the bright lining color (blue), and I am super warm. Plus it looks nice.